Calculate mutual fund SIP returns, wealth gain, and year-by-year growth. Step-up SIP supported.
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Total Invested
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Returns
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Year-by-Year Growth
SIP Calculator — FAQ
How does SIP work?
SIP (Systematic Investment Plan) lets you invest a fixed amount in mutual funds at regular intervals. It uses rupee cost averaging — you buy more units when prices are low and fewer when high, reducing average cost over time.
What is Step-Up SIP?
Step-Up SIP increases your SIP amount by a fixed percentage every year. For example, ₹10,000/month with 10% step-up becomes ₹11,000 in year 2, ₹12,100 in year 3. This helps investments grow with your income.
What returns can I expect?
Historically, equity mutual funds delivered 12-15% CAGR over 10+ years. Debt funds: 6-8%. Hybrid funds: 9-12%. Past returns don't guarantee future performance.
Is this calculator free?
Yes! Completely free. For GST & bank reconciliation automation, try ReconcileAI.
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